Meet the team
Learn more about our dedicated team of industry experts and partners
Murray began his career in retail management, working in the sector for ten years.
He made the move into banking in 1997, beginning as an area manager with Clydesdale Bank and transitioning into regional management, wealth management, retail and business banking.
Murray left Clydesdale Bank in 2004, to concentrate on developing an extensive property portfolio in Edinburgh. In 2008, his became one of so many businesses to be hit by the financial crash.
This personal experience was central in forming Murray’s set of priorities going forwards: He became even more determined to help business survive the tough times, as well as thrive during the good, by giving them something back.
In 2016 Murray launched SME Life, offering small to medium-sized enterprises innovative and trustworthy funding solutions. This led on to the development of Cashback Business Loans, based in Edinburgh. We’re the only company in the UK to offer cashback on all business loans.
His unique experience in the financial sector and as a business owner has been vital in building the relationships we have with specialist lenders and the big banks, meaning we can access business loans other lenders simply can’t access.
Head of Marketing
Jonathan began his career in 1990, as a graduate in the advertising business. He worked at BMP in London for five years, before he moved to Edinburgh in 1995.
He spent seven years at The Leith Agency, where he was promoted to the board and ran Account Management. In 2002 he left to co-found Newhaven Communications, and ran the company until its sale to The Leith Agency in 2013.
After overseeing the successful amalgamation he left and started a digital media consultancy business Solja; and his own consultancy, Oozler. Not long after he was appointed to run the creative advertising business for Coral UK and then following a merger, both Ladbrokes and Coral.
Jonathan has worked in most sectors including Financial Services, Automotive, Food and Drink, Energy Retail, Technology and FMCG.
Like all the team at Cashback Business Loans, he is passionate about helping businesses thrive by accessing excellent funding deals.
Head of Digital
John graduated from Birmingham University in 1990, and joined the Systems Assurance team at Deloitte as a Graduate Trainee. His work involved modelling and scoring medium to large systems, providing assurance levels for audit teams.
From 1993 to 1995 John returned to academia, taking a postgraduate degree in Cognitive Science at Birmingham University. From there he went straight to IBM, working for four years as a consultant to venture capital funded start-ups.
In 2000, John set up his own consultancy – Fairview – whose clients included Sporting Index, Scottish Friendly, Sony, the Scottish Government, CityJet, KLM, HSBC, and AMEX.
In recent years, John has co-founded and run Solja Media, in partnership with Jonathan Shinton.
He is a great addition to Cashback Business Loans. He has years of experience of helping start-up businesses. Now this experience is used to help start-ups, and larger businesses, access business loans that help them grow.
Head of Compliance
Mark began his career with Charles Hurst (Lookers) in Belfast, selling Aston Martin, Bentley, Jaguar and Ferrari. Being the sole franchisee in Ireland for most of these brands, Mark built up an enviable clientele.
During this time Mark also gained qualifications in financial planning, and in 2003 this allowed him to switch career and move full time into the financial sector.
In 2006 he set up Create Development and Financial, providing commercial finance expertise along with wealth preservation solutions for his clients, and leading to him work throughout Ireland, as well as in Berlin, Guernsey, Croatia and Lithuania.
The financial crash led to Mark returning to the retail financial services sector. In 2015 he enticed the first of a number of funders back to the Irish market (both North and South), which is currently enjoying a renaissance and near double digit growth year on year.
He has enviable experience of the business lending market, which he uses to help our clients access unique business loans.